“Key Employee Performance Issues and How to Handle Them “

As we’ve discussed before, there are many reasons why employers only win about about half of the Unemployment Insurance (UI) claims they protest. Things like poor claims management, a lack of specific unemployment knowledge, and a subpar employee handbook all come into play, but the most common reasons are ineffective employee policies and poor documentation. How well you handle employee performance issues such as attendance, progressive discipline, and poor employee performance has a direct connection to winning UI protests and keeping UI costs down. For correct procedures on these common performance issues, please read below. Read more

“Key Policies to Include In Your Employee Handbook”

If you are frustrated with losing your Unemployment (UI) Protests, you are not alone. In fact, you are one of many. Did you know that most employers in the U.S. only win about half of the protests they file? Why is that? Well, it is due to numerous reasons such as substandard documentation, poor claims management, and lack of specific unemployment knowledge, but it could mostly be due to a poorly written employee handbook.

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“Unemployment 101 – A few basic UI Cost Management goals to get you started”

Every year, your company may pay hundreds of thousands of dollars in unemployment insurance taxes. Though you may not realize it. these taxes are the only controllable employer tax. You can lower your company’s tax payments one by tens or hundreds of thousands of dollars with a few changes to your claims management and human resources practices. Read more

“What is a TPA and is it a good fit for my organization?”

Do you ever wish that you could make certain aspects of your workload disappear? Just think of all the free time you’d clear up to work on that “to-do list” that just keeps getting longer and longer. If you answered “Yes” to this question, you’re not alone. In fact, we’d be willing to bet if you asked employers to list all of the tasks they’d like to never see again, dealing with unemployment insurance (UI) claims would be at the top of the list. If you couldn’t agree more, we’ve got some good news — you can make most aspects of UI claims go away. How? Through the use of a TPA.

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“Why should employers be concerned with Unemployment Overpayments”

Since 1987, the Labor Department has tracked unemployment insurance (UI) overpayments. As such, much is known about unemployment overpayments, however, few companies take action to combat fraudulent claims. This year, the value of overpaid UI benefits are expected to exceed $14 billion. The bad news? That enormous sum of money comes from businesses just like yours. The good news? Your company doesn’t have to contribute to that sobering statistic. You have the power to control your unemployment insurance costs.

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“5 Ways Unemployment Software Saves You Time and Money “

14 Billion dollars in overpayments last year. A 13 percent error rate on average nationwide. A 50 percent win rate on employer protests. Hundreds of billions spent managing this process by employers each year. What do these numbers mean to the typical employer? You are paying too much in unemployment, winning too seldom when you protest, and spending a great deal of payroll dollars to manage the process.

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“How to Increase Your Unemployment Insurance Credits”

The economy might be on the mend, but that doesn’t mean unemployment costs are falling. In fact, the opposite is true: In the past decade, those costs have increased about 80%. However, that doesn’t mean you need to let those costs devastate your bottom line. For example, did you know that when it comes to your state unemployment insurance tax rates, what you pay will vary based in part on your experience, i.e., how you’ve managed your UI claims and costs? The question then becomes this: How well are you managing your claims? Today’s post will cover six tips for how to increase your unemployment insurance credits. Read more

“Unemployment Rate & Jobs Added/Lost in the US for Month Ending – July 2016”


July 2016 Unemployment data is coming in and the Unemployment Rate (Seasonal) remained at 4.9% for the second month in a row.

Although jobless claims have been low for 72 weeks, that does not mean employers should not continue to be vigilant in managing this significant cost. Managing Unemployment Insurance during the good times helps to set a solid precedent that will help you to be more effective during the downturns. The time to put effective cost management practices into place is during the economic “good times” in order to be better prepared for the “down times”.

Contact UI Steward for more information on how to manage this cost more effectively.

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“How Are My UI Costs Calculated and What Am I Actually Paying Out?”

Unemployment costs are the only payroll tax that an employer can actually control – it also happens to be one of the largest employer expenses each year. For this reason (and others we describe in some of our other blogs), it is critical to the bottom line for employers to control or even reduce this tax. To understand what you can do to reduce your UI costs, you first need to understand how it is calculated. Although each state may calculate the actual tax rate for employers differently, the UI system is based on a single concept — Experience Rating.

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“Let’s Talk Unemployment: What Do Those Numbers Mean?”

The national average UI overpayment rate is almost 13 percent (actual overpayment rates by state range from about 5 percent up to 31 percent). The average employer only wins about 50 percent of the protests that they file which further contributes to inflating the charges to their account and leading to increased UI costs.

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